Why Small Businesses are good for Social Workers

An article recently published by Usnews.com provides information about the higher-than-predicted number of jobs created this June. According to the report, “172,000 new positions” were created, 20% more than predicted. Interestingly enough, companies with “less than 50 employees generated 95,000 new positions, while larger companies with at least 500 employees accounted for just 25,000 additions.” That means collectively, small businesses are hiring more employees per month than larger corporations. Of course, the numbers make sense, as large and more stable businesses grow less, therefore hiring less than rapidly expanding start-ups.

Now, this information may seem more relevant to the field of economics than social welfare. However, this is not the case, as social workers regularly deal with the unemployed. If more jobs are available(especially jobs with the lower standards that local businesses tend to have), the unemployed naturally have a better chance at finding work and becoming self-sufficient. And isn’t that the goal of any social welfare program to begin with?

Continue reading

Trump’s Wreck of a Platform(Conclusion: The Slapdash Health Plan)

Like some other conservatives, Trump doesn’t approve of Obamacare, stating that he will “immediately deliver a full repeal of [it]” by the end of his first day in office. In its stead, he promises to use free market principles to broaden health care, simultaneously making it cheaper and higher in quality. However, will the steps he has outlined really achieve these goals?

His first idea is a Republican staple: allow insurance providers to sell health insurance across state lines. The rationale is that if anyone can sell to anyone; competition would work its course, and insurance premiums would end up costing less. Furthermore, since different states have different regulations, consumers in a more tightly-regulated state could buy a plan out of state, saving additional cash. However, there is a major flaw in this plan. To ensure that customers can use their health insurance, insurance companies need to set contracts with enough hospitals in an area. That’s the difficult part; even though some states allow these out-of-state plans, most insurance companies are unwilling to take them up on their offer. If anything, this sort of plan supports monopolization, as larger insurance providers are the ones with the resources to expand to multiple states. And of course, monopolization means price control and possibly more costly insurance, both of which are the opposite of what Trump promises.

Continue reading

Obamacare: A Diagnostic After 6 Years

When people talk about an “American Healthcare Crisis”, they’re usually referring to health care costs that have gone through the roof, making up an entire 17.5% of GDP. Realizing this problem, everyone has proposed solutions to cut costs. Some conservatives have suggested increasing competition between health insurance companies to drive down prices, while some liberals have claimed that greater governmental oversight would protect Americans from for-profit hospitals. In the end, we got Obamacare. Were the liberals right in implementing this program? Obamacare has been around for 6 years; what does it have to show for itself?

But first, what exactly is in the dense text of the Affordable Care Act(ACA)? Like the name suggests, the ACA aims to make medical costs lower, especially for the middle and lower classes. It does not, however, actually provide any health insurance. Rather, Obamacare is the legislation that regulates the companies that provide insurance plans.

Continue reading